Credit checks, are they a good tool to find a good employee. Absolutely NOT! I am a person that does not have the best credit and currently seeking employment. If a credit check had that much impact on employment, well then I will never get hired. Nobody wakes up one day and says, “I think I will mess up my credit today”. There is always a reason behind it and it usually isn’t a good one.
Just because you have a low credit score or some missed and unpaid payment doesn’t mean that you cannot be an asset to a company. It also doesn’t mean that you will steal from a company either. There is more of a reason that a person needs a job; so they can start to make payments on some of those bills.
I was a manager for a large retail store for 10 years. I had access to over $300,000 at a time. If I wanted to take it, I wouldn’t have to do anything but unlock the two doors that I came in and out of all day, put the money in a bag or my pockets and walk on out the door without any suspicions. While working at this company, I had some of the most financially hardest times of my life. One time I was almost evicted from my house and I never once thought to steal money from the company.
I could understand why a company would run a credit check on some positions such as a financial advisor, but for anyone else, there is no reason. I believe that this is another way to keep the poor, poor, and the rich, rich. The rich ones are the ones that need to be looked after to begin with. They are not going to go after a measly $300,000, they would prefer to go after millions, and it doesn’t have to come from a company; they would gladly steal from innocent people and children. (Detroit Public School officials) So before a company decides to go after the people that had to make difficult choices in their lives, they should consider the reasons for the inconvenience and maybe lift a helping hand.
Martin, A. (2012, April 09). As a Hiring Filter, Credit Checks Draws Questions. Retrieved May 06, 2013, from NYTimes.com: http://www.nytimes.com/2010/04/10/business/10credit.html?pagewanted=1&_r=0
tanyamconley 
I agree totally with your opinion on the credit check for employment. Who in their right mind would think that you credit has anything to do with your work ethic. Just because at some point in your life you had some money issues, that is an indicator that you are not going to be a good employee. If you ask me that is rubbish. What you do outside of work is nobody’s business but yours. In my opinion, this is just one more way that the corporations can control another part of our lives. If we can categorize a person on their credit report, well we can categorize them on the color of their skin, or their religion, or their sexual oration. This is the most outlandish thing that I have heard of in a long time. To the people and companies who this could be a useful tool in evaluating a person’s work ethic, well they are going to miss out on some great employees. \
John B.